Welcome

Small Business Capital is a national direct commercial lender specializing in owner user and SBA commercial real estate loans.

Prequalification and Letter of Interest in 24 hours!
Approvals in 5-10 business days!
30-60 day loan closings!

- Want a fast answer? Try our QUICK APPLICATION!

SBA Experts

With over 25 years in SBA lending experience we have cemented ourselves as a leader in the SBA program. The SBA program allows small to medium sized businesses purchase commercial real estate up to 90% LTV at low fixed rates, allowing businesses to preserve their working capital and maximize cash flow.

We can assist you in obtaining an SBA loan in 45- 60 days. We will coordinate with the SBA and assist in the processing. SBA are easier than you think! Call one of our agents to get started today!

:: Government Lending

:: Hotel Financing

:: Broker Program

Breaking News! NAGGL reports 7(a) and 504 Fee Reductions/Waivers and the 90% 7(a) guaranty will be extended to April 30th. The House and Senate passed the extension yesterday. "NAGGL expects President Obama to quickly sign the legislation into law." More details to follow as more information is released

We specialize in hospitality financing, making over 100 loans to hotel & motel properties. We have a number of products from conventional loans up to 75% LTV and SBA 504 loans up to 85% LTV. Click here for more info

We are actively seeking mortgage professionals to partner up with. We offer Bank wholesale products at par, Yield Spread Premiums and commercial real estate underwriting training. If you are a mortgage professional looking to get into commercial real estate lending contact us today. For more info click here.